The Compliance & Trust Layer
for the Agentic Economy.
Binding verified human identity and reputation to AI agents — real-time risk scoring, travel-rule compliance, and safe agent-to-agent commerce, queryable at the point of execution.
$52 Billion. 94,000 agents.
Zero compliance infrastructure.
46.3% CAGR from $7.84B
transacting in the last 30 days
payment volume
on-chain since Jan 2026
agentic AI · compliance is the blocker
Agents are transacting.
Nobody is accountable.
Four failures block regulated industries — the largest compliance budgets in the world — from touching the agentic economy today.
Anonymous Agents
Regulated platforms can't identify the human principal behind an agent transaction — so they block agent access entirely.
PII Exposure
Existing identity solutions leak raw personal data — names, emails, passport numbers — directly inside every token.
No Travel Rule
FATF's travel rule isn't implemented on a single agentic payment protocol. Regulated institutions cannot legally use them.
No Regulator Path
When FinCEN, the FCA, or BaFin asks "who was behind that transaction?" — nobody can answer. The identity never existed.
A once-in-a-decade compliance window.
Three converging forces create an urgent, time-limited opening — and Contra arrives at the exact moment all three meet.
Regulatory Pressure
EU MiCA in force (Dec 2024). Australia's travel rule activates July 2026. NYDFS BitLicense holders now face agent-compliance audits. The window to get ahead of enforcement is closing.
Agentic Commerce Explosion
x402 live on Base + Solana. Mastercard Agent Pay launched. Visa Intelligent Commerce active. Stripe ACP live with URBN, Etsy, Coach. The payment layer exists — the compliance layer does not.
Identity Infrastructure Maturity
World ID has 18M verified humans. Document-verification networks now cover 220+ countries and 8,500+ ID types. The KYC infrastructure exists — but nobody has connected it to agents with ZK privacy + regulator access.
A compliance middleware layer.
Contra sits between developers' existing stacks and the regulated markets they want to serve. One SDK. One enrollment. Three layers that nobody else combines.
app.use(contra.middleware())
// req.agent →
{ complianceLevel, jurisdiction,
humanBinding, riskScore }
Contra Identity Layer
Cryptographic binding of verified human → agent pseudo-identity using zero-knowledge proofs. The human's identity is never exposed — only attestations travel with the agent.
Contra Compliance Engine
Travel rule packaging, AML screening, jurisdiction-specific attestations. Every agent transaction carries the compliance data regulators require.
Contra Regulator API
The only permissioned disclosure path in the agentic economy. When legally required, regulators can access the identity behind a transaction. The layer between privacy and accountability.
One SDK. Four compliance services.
Risk intelligence and on-chain accountability for every agent transaction — queryable at the point of execution, across all EVM chains, Bitcoin, and beyond.
Screen every fund flow
Screen wallets, transactions, and protocols for malicious or risky fund flows — across all EVM chains and many non-EVM chains including Bitcoin. Platforms stay compliant, fight fraud, and protect users.
Risk-score any address
Behavioral, financial, and code-based risk signals for any on-chain address or agent — so users and builders make safer decisions before they execute.
Catch harm before it happens
Simulate transactions before they execute on-chain. Catch issues, flag anomalies, and surface warnings directly in the user flow — reducing harm to new users and institutions.
Accountability by design
Human verifies once.
Agent transacts everywhere.
More agents → more verified humans → more trusted transactions → more regulated markets open. The flywheel runs on one enrollment.
Human Enrollment
Human completes KYC through Contra's hosted flow — 226 countries, 8,500+ document types. PII stored encrypted, never touches the developer.
Agent Credential
Contra issues a signed ContraToken — KYC level, jurisdiction, scopes, risk score. No PII in the token. Agent carries it on every outbound request.
Agent Transacts
Service receives the request with the token. contra.verify(token) returns the attestation. Seller confirms compliance — without ever seeing who.
Travel Rule + Disclosure
Above-threshold transactions auto-package FATF data. If a regulator serves a legal request, Contra's permissioned API returns identity. Private. Accountable.
Three streams.
Compounding with every agent.
Infrastructure pricing that scales with the agentic economy: one-time enrollment, recurring verification, predictable platform, and a session-share marketplace.
+ 100,000 verifications × $0.05
≈ $100K MRR · $1.2M ARR
Linear at 1,000 clients → $12M ARR.
Nobody has built what Contra builds.
Every competitor stops where Contra begins.
| Capability | Skyfire | Ampersend | Didit | Mastercard | Contra |
|---|---|---|---|---|---|
| Human ↔ agent binding | Centralized | None | Human KYC only | Bank-mediated | ✓ ZK-proved |
| No PII in token | Leaks PII | N/A | No | No | ✓ Yes |
| Travel rule compliance | No | No | No | Via card network | ✓ Native |
| Regulator disclosure | No | No | No | Indirect | ✓ Yes |
| Agent risk scoring | No | Wallet only | No | No | ✓ Yes |
| Works with every protocol | No | No | No | No | ✓ Yes |
Why Contra cannot
be copied quickly.
The moat is architectural, legal, and relational — not a feature. Competitors committed to centralized models cannot retrofit Contra without breaking every integration they've already shipped.
ZK Privacy Architecture
Cryptographic expertise that takes months to get right. Competitors built around raw-PII JWTs (Skyfire) cannot retrofit without breaking every existing integration.
Travel Rule = Legal First
FATF-compliant data packaging across jurisdictions requires compliance lawyers, not engineers. Contra is a compliance organization that ships code.
Regulator Relationships
A regulator-accessible disclosure API requires standing with FinCEN, FCA, BaFin. Years to build. Cannot be recreated in a product sprint.
Composability as Distribution
Contra is additive to x402, Skyfire, Stripe ACP, Mastercard Agent Pay. Every dev who adopts any of them is a Contra customer with a one-line install. Our distribution is everyone else's adoption.
Paying customers.
Production proof.
We didn't build a deck — we shipped the product, put it in production, and earned paying customers and a Coinbase partnership along the way.
physical-AI + agentic finance
approaching close
- ✓ Live in production — stopping wallet-draining scams, address poisoning & malicious contracts
- ✓ 2 paying B2B customers — a physical-AI / robotics startup + agentic-finance startups (USA)
- ✓ Coinbase partner · Coinbase Residency at Network School
- ✓ Fund-flow coverage across every EVM chain + Bitcoin & non-EVM
- ✓ SDK + MCP shipped · global KYC live — 226 countries, 8,500+ ID types
Already stopping
real attacks.
-
✓
Wallet-draining scams blocked before execution
Real funds protected for live users -
✓
Address poisoning caught in simulation
Flagged pre-sign, never sent -
✓
Malicious smart contracts surfaced pre-sign
Active integrations across robotics & physical-AI
From live to Series-A ready.
- Month 3 ContraToken live · first 3 paying pilots
- Month 6 Travel rule compliance live · 10 enterprise clients
- Month 9 Regulator disclosure API live
- Month 12 Virtual card beta · $1M ARR
- Month 18 Series A ready · $3M+ ARR
Justice Essiel
7+ years building at the intersection of software, finance, and blockchain.
- Built for bank software companies and international blockchain protocols.
- Previously shipped stablecoin & payment infrastructure for African markets.
- Base Batches Finalist · validated by Coinbase's team.
- Two founder accelerators · Consensus 2026 network.